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Assumptions

Contact us for more information about Alabama current mortgage rates. We look forward to earning your business!

Visit our FAQ section to see answer to our most common mortgage questions.

Current Mortgage Rates

The below rates assume a credit score of 740 or greater.

30 Year Fixed Rate
Rate Points APR Monthly P&I Payments
PLEASE  CALL  FOR  RATES:  205.823.1727
       
15 Year Fixed Rate
Rate Points APR Monthly P&I Payments
PLEASE  CALL  FOR  RATES:  205.823.1727
       
30 Year Jumbo (assumes $500,000 loan amount)
Rate Points APR Monthly P&I Payments
PLEASE  CALL  FOR  RATES:  205.823.1727
       
5 Year Adjustable Rate (Your APR may increase over the life of the loan)
Rate Points APR Monthly P&I Payments
PLEASE  CALL  FOR  RATES:  205.823.1727

Assumptions:

Purchase Price: $250,000 County: Jefferson
Loan Amount: $200,000 Escrow/Impounds?: Yes
% Down Payment: 20% Loan Purpose: Purchase
Number of Monthly 360 for 30 year fixed rate Property Use: Primary Residence
     Payments: 180 for 15 year fixed rate Property Type: Existing Single Family Home
State: Alabama    

The Alabama current mortgage rates (also good for Tennessee, Georgia and Florida) shown above represent just a sampling of our loan programs. We develop targeted mortgage loan programs to meet the specific needs of each of our clients. Click here to review the various home mortgage loan programs we offer. Our loan specialists are ready to help you - call us toll free at 800.823.1727.

Our Alabama current mortgage rates, Tennessee current mortgage rates, Georgia current mortgage rates, and Florida current mortgage rates are updated daily - bookmark this page for easy future reference. The current mortgage rates shown in the table above are based on the following assumptions.

  • The interest rates, annual percentage rate (APRs), points, and credits shown are subject to change without notice.
  • Your APR will vary based on your final loan amount and finance charges.
  • "A" credit borrower.
  • Payment shown includes principle and interest only. Escrows are not included.

NOTE: This is not an offer to extend credit. Points shown include discount and origination.

Mortgage rates are dependent on many factors including the market, your credit, the term of the loan, and the points paid as a part of its origination. To understand better how these mortgage rates are determined and how they impact your mortgage loan, please contact one of our mortgage specialists.

 
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Aliant Bank is a division of USAmeriBank. USAmeriBank, Member FDIC and Equal Housing Lender, is chartered in the State of Florida and operates in Florida and Alabama. USAmeriBank and Aliant Bank are not separately FDIC-insured banks. The FDIC coverage extended to deposit customers is that of one insured bank.