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FHA, VA and Conventional Mortgage Loans

The above are the three broad categories of mortgage loans. FHA is the "Federal Housing Administration" and is a government sponsored mortgage program which typically caters to borrowers with low down payment and/or lower credit scores. Click here for more information on FHA Home Loans. VA home loans are strictly for veterans of the armed forces or reserve, and does not require any down payment. These two groups account for somewhere less than 10% of all mortgage loans.

Conventional loans covers basically all other loans. The huge majority of borrowers will be getting a conventional loan, and this can mean a fixed rate, adjustable rate, balloon, et. al.

>> Learn more about VA Home Mortgage Loans

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Aliant Bank, a division of USAmeriBank, 100 Century Park South, Suite 200, Birmingham, AL 35226
p: 205.823.1727; 800.823.1727 . e: contact@scrloans.com

Aliant Bank is a division of USAmeriBank. USAmeriBank, Member FDIC and Equal Housing Lender, is chartered in the State of Florida and operates in Florida and Alabama. USAmeriBank and Aliant Bank are not separately FDIC-insured banks. The FDIC coverage extended to deposit customers is that of one insured bank.